Fraser finance solutions

Fraser Finance

About Us

At Fraser Finance Solutions, we know that managing the financial side of your business can be complex, time-consuming, and – at times – a bit of a headache. That’s why we make it simple.
 
Fraser Black, founder of Fraser Finance Solutions, is a seasoned Commercial Finance Broker with nearly 20 years of experience in high-performance sales and finance roles – including 8 years arranging bespoke finance packages for high-net-worth clients at one of the world’s largest supercar manufacturers. He now brings that same high level of service, attention to detail, and results-driven approach to SMEs across the UK.
 
Whether you’re looking to purchase new equipment, spread the cost of a tax bill, or improve your cash flow, we’ve got access to a huge panel of lenders – from the mainstream to the more specialist – allowing us to tailor the right solution for your business.
 
We’re proudly independent, which means no call centres, no pushy sales, and absolutely no cookie-cutter lending. Just straight-talking, fast, and flexible finance – handled personally by Fraser himself.
Fraser Black, FoUnDEr oF FRASER FiNANCE.

Why Work With Us?

Because you’re busy. Because finance shouldn’t be complicated. And because we treat your business like it’s our own.

At Fraser Finance Solutions, we don’t believe in box-ticking or copy-paste lending. We take the time to understand what your business needs and match you with lenders who actually get it. With access to over 40 funders – from high-street banks to niche specialists – we secure competitive rates, fast decisions, and flexible terms tailored to you.

But the real difference? You deal with Fraser directly. No gatekeepers, no hold music, and no being passed from pillar to post. Just honest advice, quick turnarounds, and someone who’s got your back – every step of the way.

OUR PROCESS

Here’s a quick breakdown of how I get your finance sorted:

1.

We have a chat about your business and what you’re looking to fund Whether it’s a loan or an asset, I’ll ask the right questions to understand your business and build a proper story for the underwriter.

2.

I find the right lender (or lenders) for you I work with over 40 funders – I’ll focus on the ones who understand your line of work and get a quote that suits your business.

3.

I handle the proposal and paperwork I’ll fill in the forms, gather the info needed and send it all over.

4.

Getting an approval can take anywhere from 2 hours to 2 days depending on the lender. Once we get approval we contact the supplier to get the invoice ready to complete the finance docs.

5.

You sign the finance documents Either in person or online, whichever works best for you. Once signed, I send it for payout. Like before, this can be quick or take a day or two depending on the lender.

6.

Payout lands, job done The supplier gets paid, the deposit’s taken, and you’re sorted.

Supporting Subheading

Our Services

We offer a wide range of commercial finance options, including but not limited to.

HARD ASSET FinANCE

Funding for vehicles, plant, machinery and more – flexible and tailored to your business.

Soft Asset Finance

Finance for tech, office gear, salon or gym equipment – essential kit sorted

Invoice Finance

Free up cash tied in unpaid invoices and keep your cash flow steady.
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VAT & Corporation Tax Loans

Spread the cost of tax bills over time and protect your working capital.

Commercial Loans

Flexible funding for growth, investment or day-to-day needs – structured around you.

Commercial Mortgages

Buy or invest in property with competitive terms and expert support from start to finish.

Our Funding Partners

We work with over 40 trusted lenders – all handpicked to give you the best rates and fastest decisions.

Testimonials

previous assets financed

Frequently asked questions

we're here to help.
Payout can take anywhere from 2 days to 2 hours – it all depends on the lender and the type of deal. The good news? I’ll keep you in the loop every step of the way.

Unlike a bank, my phone is always on. (Just don’t tell my wife…) If you need me, I’m here.

I’m good, but I’m not David Blaine. That said, I’ve helped plenty of businesses in tricky situations – and I’ll always be honest about what’s possible.

Because I need to properly understand your business to get you the best deal. Lenders want a clear picture – I make sure it’s painted in the best possible light.

Yes – everything can be done digitally if that suits you. I do make a real effort to meet every client in person, but I know it’s not always possible (or convenient).

Absolutely. I also work with Van Broker Scotland, so I’ve got you covered on sourcing, financing, and even delivering your next van

Because no two businesses are the same. Working with over 40 lenders means I can find the right deal for your specific needs – whether it’s a big-name bank or a niche lender who understands your sector.